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Nidhi is a term commonly used in India to refer to a type of non-banking finance company that provides savings and credit services to its members. Nidhi companies are also known as mutual benefit societies, and are governed by the Companies Act of India. Nidhi companies are limited to serving only their members, and are not allowed to extend their services to the general public.

Nidhi companies play an important role in the Indian financial system, providing savings and credit services to individuals and communities who may not have access to these services through traditional banking channels.

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