Mortgage Loan
Mortgage Loan
A Mortgage loan is a type of loan used to finance the purchase of a property, typically a home. The property serves as collateral for the loan, and the lender, usually a bank or other financial institution, holds a mortgage on the property until the loan is repaid.
In a mortgage loan, the borrower, typically a person or a family, borrows a large sum of money to pay for the cost of the home and repays the loan plus interest over a specified period of time, typically 15 to 30 years. The monthly payments typically include both principal and interest.
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