Life Insurances
Life Insurance
Life insurance is a contract between an individual and an insurance company in which the individual pays regular premiums in exchange for a death benefit that is paid out to the designated beneficiaries in the event of the insured’s death.
The purpose of life insurance is to provide financial protection for the policyholder’s loved ones in the event of their death. It’s important to note that life insurance is not an investment, but rather a means of providing financial protection for loved ones. However, some types of life insurance, such as whole life insurance and universal life insurance, do offer the policyholder the option to accumulate cash value over time.
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